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Make £125+ a year for free (to students)
Student budgeting and living on a student budget can be difficult and jobs on their own will not always balance out the book. There are many possibilities and problems that are unforeseen e.g. your car breaking down, your laptop falling off your bed and breaking your cats leg, all cost money and both are unpredictable events. To help you out with these costs ill give you some easy (but not technically fast) ways to make easy money with no hassle. Step 1 Now, in order for you to make money via this system you need to have a basic amount of credit rating, not low.
If you have low credit rating this method may not work for as long but will generate you some money. Step 2 Open up 2 (i will be using 2 for the example) or more student accounts, these give an over draft of £1250each you then open up a third bank account but this time make it an ISA account, preferably 5% or more (ill use 5% for the examples) and make sure your able to lock the account (no withdrawals for a specific amount of time). Step 3 Wait for all letters to be posted to you. Step 4 Withdraw the £2,500 from your 2 (or more if you've chosen to) student accounts and place the money into your ISA and lock it for a year. Now live your life and 1 year later you've gained (based on 5%) £125 free (well it might have taken an hour of your time to set up) Step 5 You pay back the overdraft and update your account to a second year university account (you can now withdraw £2,000) place the £4,000 in your bank and repeat the end of stage 4. You've now made £125 + £200 that's £325 and then you do it again the 3rd year and you've made £525 for nothing! How to make more money from this:
Well if you open 3 student accounts you can make £187.50 the first year, £300 the second and 3rd year. Now if your student budget will allow it put your university loans in there (3000 a year) now with 3 student accounts and 1 loan in the bank a year your looking at over £1,000. I must warn you though doing this may lower your credit rating, but that £1,000 can go a long way.
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